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Private beta · For autónomos in Spain

Taxes in Spain, handled in your language.

Voola connects to your bank, sets aside what you will owe, drafts your Modelo 130 and 303 and sends invoices Hacienda accepts. Every number is explained in English or Spanish, and your gestor gets everything ready to file.

Free during the beta · No card needed

  • Modelo 130 and 303 drafted for you
  • Verifactu-ready invoices
  • Works with most Spanish banks
The Voola overview: money safe to spend, the tax pot and what Voola did today
Data hosted in the EURead-only bank access (PSD2)Verifactu-readyGDPR by designEnglish · EspañolMade in Barcelona
Plain language

You don’t have to learn any of this.

Voola speaks Hacienda for you. It turns Spanish tax into plain answers in your language, and asks you only when it needs a yes.

  • Modelo 130
  • Modelo 303
  • IRPF
  • IVA
  • RETA
  • Base de cotización
  • Retenciones
  • Renta
  • Verifactu
Who it is for

Made for people who work in Spain, but didn’t grow up with its paperwork.

  • Freelancers with clients abroad

    Invoice the US, the UK or Türkiye without Spanish VAT and with the right legal note, every time.

  • Digital nomad visa holders

    Registered as an autónomo? Voola keeps your quarterly forms, RETA and Renta on track from day one.

  • First-year autónomos

    New to the system? Every form, deadline and contribution is explained as it happens, in your language.

  • Couples and families

    See whether a joint or individual Renta saves you more, long before the filing season.

How it works

From a pile of paperwork to one calm screen.

  1. 1Connect your bankRead-only, through a licensed EU provider. Voola never moves money.
  2. 2Voola sorts and sets asideEach payment is labelled business or personal, and the tax you will owe is set aside in your tax pot, so it never looks spendable.
  3. 3Approve and fileYour forms and invoices arrive ready, line by line. Send them to your gestor or file them yourself.
Features

Everything an autónomo juggles, in one place.

Taxes

Every quarter drafted, every line explained.

Voola builds your Modelo 130 and 303 from your real income and expenses, and shows exactly how it got each number.

  • Modelo 130 and 303 drafted from your transactions
  • Line-by-line breakdown you can ask questions about
  • Clients outside the EU: 303 filed at zero, correctly
  • Renta estimate, joint versus individual
The Taxes screen with the quarterly Modelo 130 breakdown
Invoices

Invoices that report themselves to Hacienda.

Create an invoice in seconds. Voola seals it into the Verifactu chain, adds the QR code and sends it to the Tax Agency.

  • Verifactu chain, QR code and AEAT submission
  • The right VAT note for clients in Spain, the EU or abroad
  • Payments matched to invoices automatically
  • Ready before it becomes mandatory on 1 July 2027
The Invoices screen with Verifactu status for every invoice
Assistant

Ask anything, in your language.

Voola answers with your own numbers, in English or Spanish. Tax terms stay in Spanish; the explanation is in yours.

  • English and Spanish at launch, more to come
  • Answers grounded in your own data
  • Snap a receipt and it files the expense
  • Your data never trains AI models
The assistant answering a question about a laptop purchase
Calendar

No deadline will surprise you.

Every filing date, RETA debit and refund in one timeline, with how much to keep aside for each.

  • Every Modelo, RETA debit and Renta date
  • Reminders for you and your gestor
  • Exactly how much to keep aside, and when
  • Add everything to Google or Apple Calendar
The Calendar screen with upcoming tax deadlines
Money

Know what is yours before you spend it.

Connect your bank once. Voola sorts every payment and tells you what is safe to spend after tax and RETA.

  • Most Spanish banks, plus Wise, Revolut and N26
  • Every payment labelled business or personal
  • Safe-to-spend after tax and social security
  • A tax pot that fills each time you get paid
The Money screen with sorted transactions and learned rules
Payday

Get paid. See what’s really yours.

The moment a client pays, Voola splits it: the tax for Hacienda, your RETA, and what you can actually spend.

Payment receivedNorthwind Labs+€5,000
  • Modelo 130 pot€844
  • RETA€315
  • Safe to spend€3,841

Your money stays in your bank. Voola only keeps the tax out of what you can spend.

On your phone

Your taxes, in your pocket.

Voola works in the browser on iPhone and Android. Add it to your home screen and it opens like an app.

  • Snap a receipt and it files the expense
  • Approve a draft in one tap
  • The same account on your phone and laptop
Voola on an iPhone: the overview
Calculator

How much should you set aside?

A quick estimate of your quarterly Modelo 130 prepayment. Voola refines it with your real transactions and your full Renta profile.

Estimate: 20% of your net yield after the 5% general allowance, without earlier withholdings or deductions. Your final Renta can be higher or lower. Not tax advice.

Set aside each month
Modelo 130 each quarter
Prepaid over the year

Net yield per quarter:

Let Voola do this for you
Compare

Why not just a gestor, or an invoicing app?

Keep your gestor if you like one. Voola does the daily work and hands them everything ready.

CompareOnline gestoríaInvoicing software
Sets tax aside every time you get paid✓Yes×NoEstimates
Explains every number in English or Spanish✓YesVaries×No
Bank connection and sorting✓YesSomeSome
Verifactu invoices✓YesVaries✓Yes
Files your taxesYou or your gestor✓Yes×No
Monthly priceFrom 15 € at launchAbout 30–60 € + VATAbout 15–75 €
Join the waitlist

Prices of online gestorías and invoicing software in Spain in October 2026, from public price pages and comparisons (for example TaxDown, Holded and Quipu). They change often and may differ for you.

Pricing

Simple plans. Free during the beta.

Founding members keep their launch price for as long as they stay. Pay yearly and get two months free.

Starter

For autónomos with simple finances.

15 €/ month

  • 1 bank connection
  • Tax pot and safe-to-spend
  • Modelo 130 and 303 drafts
  • Calendar and reminders
  • Assistant: 30 questions a month, in English or Spanish
  • Up to 5 Verifactu invoices a month
Join the waitlist
Most popular

Pro

For busy autónomos and families.

29 €/ month

  • Everything in Starter
  • Assistant without monthly limits (fair use)
  • Unlimited Verifactu invoices
  • Multiple banks and cards
  • Renta planning, joint versus individual
  • RETA base guidance
  • Share with your gestor in one click
  • Priority support
Join the waitlist
Coming soon

Voola + gestor

For autónomos who want it all done for them.

from49 €/ month

  • Everything in Pro
  • A partner gestoría files your 130, 303 and Renta
  • Every filing reviewed by a licensed professional
  • Letters from Hacienda handled for you
Join the waitlist

Prices exclude VAT.

Security and AI

Built like a bank. Explained like a friend.

  • Hosted in the EUYour data lives in the European Union, encrypted at rest and in transit.
  • Read-only bank accessA PSD2-licensed provider connects your bank. No payments, ever. Revoke any time.
  • GDPR by designExport or delete your data whenever you want. We never sell it.
  • Numbers you can trustA deterministic tax engine calculates every figure. Rules are validated with Spanish tax advisors.
  • AI with limitsThe assistant explains numbers; it never invents them. Your data is never used to train AI models.
  • Verifactu compliantInvoices follow RD 1007/2023: chained, sealed and sent to the AEAT.
FAQ

Questions

Is Voola a gestor?

No. Voola does the daily work, sorting payments, setting tax aside and drafting forms and invoices, and works alongside your gestor or tax advisor, who files and signs.

Does Voola file my taxes?

Voola prepares your forms with every number explained. You or your gestor submit them, and Voola sends your gestor everything in one click.

Does Voola move my money?

Never. Bank access is read-only and you can revoke it at any time.

Which banks work?

Most Spanish banks, including CaixaBank, BBVA, Santander, Sabadell and ING, plus Wise, Revolut and N26.

Who is it for?

Autónomos living in Spain, especially those who work with clients abroad. Companies (S.L.) come later.

Do I need to speak Spanish?

No. Voola works in English and Spanish, with more languages on the way. Official terms stay in Spanish so they match your letters from Hacienda, and are always explained.

What is Verifactu?

Spain's new invoicing system: every invoice is sealed and reported to the Tax Agency. It becomes mandatory for autónomos on 1 July 2027. Invoices made with Voola are compliant from day one.

Is my data used to train AI?

No. Your data is stored in the EU and is never sold or used to train AI models.

How much does it cost?

Voola is free during the private beta. After launch, plans start at 15 € a month, and founding members keep their launch price.

When can I start?

We are opening the beta to small groups of autónomos. Join the waitlist and we will write when your spot opens.

Spend your time on your work, not on Hacienda.

Join the waitlist. We are opening the beta to small groups of autónomos.